AUTOMOBILE ACCIDENTS

Trust the Automobile Accident Experts

Let Us Get You the Compensation You Deserve

With offices in Athens, Crockett, Palestine and Tyler, lawyer Jim Parsons represents people across East Texas who have been injured in an automobile accident. 

Front-end or rear-end collisions, rollovers and roof crushes can all be deadly—whether a single-car crash or an accident involving other vehicles or semi-trucks. It is no secret that automobile accidents are a leading cause of serious injuries, including traumatic brain injury (TBI), burns, fracture, and spinal cord damage, any of which can cause permanent disability—even paralysis, such as paraplegia or quadriplegia.

Most automobile accidents are caused by negligent drivers, by defective products or by a combination of the two. In investigating an automobile crash, it is critically important to consider not only whether defects in the design of the automobile led to the collision, but whether the failure of a component part—such as a seat back or restraint system—caused the injuries to be much more severe than they would have been had the defect not existed.

Attorney Jim Parsons will investigate all aspects of a crash. He will seek to hold responsible parties accountable, whether it is a personal injury or wrongful death claim against the other driver for negligence, or against an automaker or parts manufacturer for a defective product.

Dealing With Insurance Companies

Currently, Texas law requires that all drivers carry liability insurance in the minimum amounts of $30,000 for bodily injury to one person, $60,000 for bodily injury to more than one person, and $25,000 for property damaged in the accident (so-called 30/60/25). 

These minimum amounts may cover the damage done to your vehicle, but if you are seriously injured, it is likely that your expenses will be significantly greater. Legal intervention is often required to obtain a full recovery.

Despite the law setting minimum liability amounts, many people simply do not carry any liability insurance at all. However, if the injured person has uninsured motorist coverage, the injured person’s own insurance company will pay for medical expenses and property damage within the limits of the policy. Similarly, underinsured motorist coverage helps make up the difference when the negligent defendant’s coverage does not adequately compensate the plaintiff.

Having an able and effective attorney on your side is often essential to negotiating a fair settlement or litigating a case to judgment, if necessary. Whether dealing with the other driver’s insurance company or your own, remember that the insurance company has a financial incentive to minimize its exposure—to pay as little as possible on a claim, or deny it altogether if it can. 

If the insurance company is acting unreasonably—by either refusing to pay or offering an inadequate amount—a lawsuit may be necessary in order to hold the insurance company accountable for acting in bad faith. Call 903-723-0580 for a FREE initial consultation.

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Law Offices Of Jim Parsons is a locally owned and operated law firm.
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